Borrowing and Credit

Stuck making payments on a loan with unfavorable terms? Refinancing may help.

Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful

Understanding the cost of a mortgage requires considering several key factors, including the principal amount borrowed, the Annual Percentage Rate (APR), and the loan term. Gain insights into the true cost of your future mortgage, including the average monthly payment and all external factors that can influence the total cost.

Every single time you use credit, the details are added to your credit report and used to influence your credit score.

Your budget is, perhaps, the most important aspect of your financial health.

Peer-to-peer payment apps are convenient, but they aren’t without pitfalls. Learn about potential problems before you hit “Send.”

It’s important to understand how borrowing money works so that you can do so safely when needed.

Try these 8 credit tips that every kid needs to learn: how to use credit, how to build credit, yearly fees and interest, and more.

Explore your options for buying a home: first-time buyer benefits, best age to buy, building vs. buying, foreclosure auctions, buying with parents, and owner financing.

Debt often carries a negative reputation, but borrowing can be a practical and even strategic part of managing your finances. The key is understanding how loans work so you can borrow with purpose, repay with confidence, and protect your credit health.

Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.

Military service members receive special, life-changing benefits as a thank you for their services.

Cutting unnecessary expenses in your budget made easy.

Following these guidelines with your credit card can help give a boost to your credit score.